ALBANY — Wall Street’s meltdown is starting to be felt in household budgets, as consumers shudder and state services are scaled back even before legislative leaders and the governor meet Friday to plan more spending cuts.

A Siena College poll found the national economic crisis — led by Wall Street’s woes — has already hit what economists call the real economy. The statewide poll of registered voters found 85 percent of New Yorkers felt the financial situation poses a serious threat to their household.

“They are feeling it when they have to fill up the gas tank, when they are going to the grocery store, and when they are trying to get a loan,” said Steven Greenberg of the Siena Research Institute. “The average New Yorker is being forced to make tough fiscal choices in their own household budgets and I think they are looking to the governor and the Legislature to do the same thing for the state budget.”

That’s the plan for a Friday meeting of state leaders in Manhattan. Gov. David Paterson and leaders of the Senate and Assembly are meeting on how to confront a growing deficit driven by the projected loss of billions of dollars in tax revenue.

No agenda has been announced and no legislative action is expected before the Nov. 4 elections. But that’s just more than halfway through the current fiscal year. The meeting will likely focus on what can be done to reduce spending and bolster revenues for the 2009-10 fiscal year beginning April 1.

“In the face of this current fiscal crisis, we must begin immediately to adjust our budget priorities to reflect the new economic reality we must confront,” Paterson said in a statement issued Thursday. He said he will provide new estimates of projected deficits on Friday. In late August, he said the state faced a $5.4 billion deficit for the coming fiscal year and $24.4 billion in total deficits over the next three years.

The effects of the state’s fiscal crunch are already being felt.

The Buffalo News reported Thursday that the state Thruway Authority says it doesn’t have enough money to complete many of the high-profile improvements that were part of the public relations effort justifying an increase in tolls in 2004.

The decision stemmed from rising costs for road construction: steel and concrete prices boosted by demand in China and the high cost of oil used in asphalt.

In April, the state Thruway Authority approved toll increases ranging from 5 percent to 28 percent, depending on the amount of travel and type of payment. That’s on top of a 10-percent increase effective this year. In all, the toll increases are expected to generate an additional $25 million this year, $97 million next year and $125 million each year after that,

In the Catskills, state officials this week said they are cutting back some operations at Belleayre Mountain, a state-run ski center. Snowmaking and lifts will be reduced and some trails will be open less often. Daily lift ticket prices will also be increased.

Other signs are in the morning headlines this week: Schenectady County proposed a nearly 13 percent property tax increase despite cutting county jobs; 12 of Long Island’s 13 towns are proposing tax increases for next year even after trimming spending; and some cost cutting in Oneida County by Executive Anthony Picente drew this jubilant headline showing Thursday how bad the fiscal climate is: “Picente: No double-digit increase.”

“Sales tax revenues are flat or unpredictable at best,” said Mark LaVigne, spokesman for the New York State Association of Counties. “Revenues to the state will be dramatically reduced. Fuel and energy costs are at an all-time high. Personnel costs continue to increase. Costs for other operational necessities are also going up.”