| Article: | What is the NY State Partnership for Long Term Care? Long-term care insurance generally covers long term care services provided in a nursing home, at home, in an assisted living facility or other community based settings. It is typically purchased for a set period of time and/or a specified dollar amount of coverage. Coverage typically begins when the insured person requires assistance with two or more activities of daily living such as bathing, dressing, transferring and the need for care is expected to last 90 days or more. |